synz_banking — The #1 All-In-One Banking & Billing Suite for FiveM

Personal banking · Business finance · Live stock market · In-world ATMs & POS · Safe-deposit vaults · Full credit system · Live admin panel — one resource, one NUI, 19 languages.

ESX Legacy · QBCore · QBox · Standalone — all auto-detected.

This isn't another bank with a new skin.

Most banking scripts stop at deposit, withdraw and a basic loan. synz_banking is a full economy suite. It drops into your server without fighting your framework's money — by default it runs as an independent ledger, so external economy scripts can't desync the bank (with optional one-shot import or live mirror when you actually want it).

If you've ever lost a weekend to money desync, half-finished billing scripts and a banking UI that looks like 2019 — this is the one resource that replaces the whole stack.

What makes it different

Live stock market. Not a gimmick — server-side price candles, real buy/sell, per-asset portfolios and unrealized P/L, all inside the same NUI. Almost no banking script on the market has this.

Truly in-world. ATMs with a real DUI screen on the machine, and POS terminals as an inventory item — handheld and placeable — that charge any nearby player and print a keepable receipt item. (In-world POS prop by bzzz.)

Prepaid card system. Debit & corporate cards spend from a load/unload pool with per-card caps; credit cards run real revolving credit. Five styled Fleeca products: Debit, Credit, Gold, Platinum, Black.

Real loan workflow. Risk-scored applications, automatic approval below a threshold, an admin review queue and a counter-offer flow. Repayment pacing configurable down to real-time minutes for RP.

Live admin panel. /bankadmin edits interest rates, loan terms, credit factors, card products, tax brackets, locations and integrations at runtime. After first boot you barely touch config.lua again.

Full feature set

Accounts

• Checking, Savings, Business and Shared accounts — each with a unique IBAN
• Overdraft, savings interest, joint accounts with invite codes
• Transfers by IBAN or player, paginated/searchable history, e-statements
• Cash-flow view (income vs spending) and savings goals

Cards

• Prepaid debit & corporate cards (load/unload, per-card caps)
• Revolving credit cards (APR, grace period, minimum payment)
• 5 visual Fleeca products with their own fees, limits and perks
• Contactless limits, PIN handling, card blocking, theft system
• Every card is a real inventory item

Loans

• Risk engine + admin approval queue + counter-offers
• 6 configurable terms, score-adjusted rates, late penalties & defaults
• Real-time repayment pacing (minutes / hours / days)

Investments & live market

• Managed investment funds with NAV, volatility and capital-gains tax
• Live stock market: server-side candles, buy/sell, portfolio overview

Billing

• Player, business, system and government invoices
• Autopay, recurring invoices, partial payments, late fees, disputes
• Standing orders, split bills, player-to-player payment requests

Credit & taxes

• Transparent 300–850 credit score with visible factors and history
• Credit tiers gating products + cashback
• Progressive income tax brackets, VAT, capital gains, treasury account

In-world

• ATMs with an in-world DUI screen
• POS terminals (inventory item): handheld + placeable, charge any player
• Keepable POS receipts (real inventory item)
• Safe-deposit vaults: per-box PIN, sharing, physical access scenes

Business / societies

• Job-based and standalone societies with their own balances
• Role-based access (spend, invoice, issue cards, manage POS) + corporate cards
• Business billing module

Police / judicial

• Account freeze, asset seizure, financial investigation
• Automatic suspicious-transaction dispatch alerts

Under the hood

• 40 indexed DB tables · ~0.00ms idle · server-side cron
• 19 languages · schema self-heals on boot
• Audit log, player search, Discord webhooks for full auditing

Compatibility (auto-detected)

Frameworks

ESX Legacy · QBCore · QBox · Standalone

Inventory

ox_inventory · qb-inventory · ps-inventory · qs-inventory · lj-inventory · codem-inventory · origen_inventory · tgiann-inventory · core_inventory · jaksam_inventory

Target / TextUI

ox_target · qb-target · qtarget · bt-target · interact · ox_lib · esx_textui · okokTextUI · qs-textui · jg-textui · lation_ui · ss-textui · lvs_lib · cd_drawtextui · drawtext · native

Notifications

ox_lib · okokNotify · mythic_notify · pNotify · framework native · in-app NUI

Phone push

17mov_Phone · qs-smartphone · lb-phone · yseries · gks-phone · npwd · roadphone · qb-phone

Dispatch

ps-dispatch · cd_dispatch · qs-dispatch · rcore_dispatch · origen_police · sonoran_cad · emergency-dispatch

Coexists / replaces

qb-banking · esx_banking · Renewed-Banking · okokBanking

Requirements

• oxmysql (required)
• One of ESX Legacy / QBCore / QBox / Standalone
• Recommended: ox_lib
• MariaDB 10.4+ recommended (schema self-heals on boot, so MySQL 8 works too)

Escrow & what you can edit

Escrow-protected release. Left open and fully editable so you can integrate and customize freely:

• config.lua — all gameplay configuration
• locales/ — all 19 language tables
• bridge/ — framework / inventory / target / notify adapters
• items/ — inventory item definitions per inventory system
• sql/ — database schema and reset scripts

Client/server logic is escrowed and the NUI bundle is encrypted. Most tuning is live from the admin panel anyway, so you rarely need to touch a file.

Links

• 📘 Documentation: https://synzlabs.com/docs/banking-and-billing-system
• ▶️ Full showcase: https://youtu.be/5OiVz2wWF9o
• 💬 Discord (support & updates): https://discord.com/invite/synzlabs

Support & updates

Active development, free updates and direct support on Discord. Built and maintained by synzlabs — the team behind a full catalog of production-grade FiveM resources.

In-world POS terminal prop by bzzz — https://bzzz.tebex.io/

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